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Showing posts with the label Personal Finance

Understanding Leverage and Investment

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Understanding Leverage and Investment The term leverage was used in the 18th century during the era of trade by batter system. Leverage simply means borrowing funds for investment into infrastructures etc. Leverage can be used to help finance anything from a home purchase to stock market speculation. Businesses widely use leverage to fund their growth, families apply leverage — in the form of mortgage debt — to purchase homes, and financial professionals use leverage to boost their investing strategies. Havelet Finance Limited   act as an administrative trustees to high net worth investors who wished to engage portfolio managers to invest more than US$1.5 BILLION. We can work with individuals who have financial management abilities to invest funds at 2% interest rate annually. Understanding Leverage and Investment Kinds of Leverage and Investment Explained Leverage and Personal finance are two sided coin with a slight different meanings for both in investment and business. But in e...

Know the Types of Financing for Business Start-up and Sources.

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  Know the Types of Financing for Business Start-up and Sources. Financing for a business stat-ups is ideal provided the business that requires financing is viable enough to yield profits. Prior to that, you need to But consider how much money you need and when you will need it. The financial needs of a business will vary according to the type and size of the business. For example, processing businesses are usually capital intensive, requiring large amounts of capital. Retail businesses usually require less capital. Debt and equity are the two major sources of financing. Government grants to finance certain aspects of a business may be an option. Also, incentives may be available to locate in certain communities or encourage activities in particular industries. Equity Financing Equity financing means exchanging a portion of the ownership of the business for a financial investment in the business. The ownership stake resulting from an equity investment allows the investor to share i...